Definition of rich is literally and simply that of do you work for the money or does the money work for you. Being rich isn’t defined by the amount of money you have, but by the way that you are using the money what you have. In the way you think about the money is the way you use the money.

Being rich is mindset and behavior of money use.

Rich people do not work for the money, they make money work for them.

To make money work for you, you have to recognize few essential terms. First there is income, which is all the money that is coming in. Then there are expenses, which are all the money that are going out of your pocket.

Next two are a little bit more difficult: assets are all the things you own that bring you income (after expenses). Liabilities are all the things that cost you money time and time again.

Essentially becoming rich is about acquiring assets and getting rid of liabilities. Once you have enough assets you have regular income, which is called cash flow. When you have sufficient amount of cash flow per month, let’s say 2000 € and your liabilities are at zero you are pretty well covered.

In order to get and create assets your greatest asset is your mind. Invest in yourself and your learning.

“Study hard so you can find a good company to buy.” – Robert Kiyosaki, Rich Dad Poor Dad

I might add work and study hard in order to find or create a good company to buy.

What ever you are doing in your life, do it to learn more. Do not let the money entice you, remember who is the master and who is the servant. Money is your servant and you are the master. Therefore always work to learn.

Always speak kindly of the money as well. Money will come to those who will speak kindly of it. Who would like to work for a bad master?

As you learn all the time quicker and quicker. You’ll learn creative ways to create more money out of nothing. This is where all your learning is aimed at.

At first you’ve little or nothing and you are not asking for any money. You are not asking for any money, because you are not the servant of money. You are the master of money who is learning the ways of the money. The more you learn the ways of the money, the more you’ll make the money work for you. The more you master money, the more opportunities will come to your way.

Remember: be the master of money. To master money, you’ll need to learn, learn and learn. Learn everything about the money and speak kindly of it. Perhaps some money will come to your way and you will be grateful for it. For now you know, it will work for you as long as you’ll remember to take good care of it.

Daily Practice


Accumulative advantage comes through small actions each day. What are the virtues that you would like to one day posses?

How could you train that virtue everyday?

It’s through the daily practice that we grow wiser and are prepared for the day that we need such virtue.

It’s through meditation that we develop mindfulness.

It’s through reading and discussion that we learn to think.

It’s through practice that we learn to speak.

What are you practicing daily?

Personally I picked up this habit of contemplating on virtues through Daily Stoic. It’s addition to my journaling routine. I’ve noticed that it’s much more effective to recall and remember these virtues in cycles, rather than always seek new things.

What Lessons Do You Remember?


Mostly about getting “something else” than what we have now, comes from doing things differently. Most likely we would like to do things in wiser manner.

To do things in smarter way requires remembering what has been tried so far, what worked, what didn’t. Actually it does not only require remembering, it requires understanding.

Remembering is a good place to start thought. What do you remember?

Do you remember the lessons that you have learned?

Do you remember the lessons that others have learned?

Definition of history comes from Greek historia, meaning “knowledge acquired by investigation.” Let’s not let this go to waste 🙂

Who Will Most Likely Succeed?


Success for each of us differs, we all have to have our own definition what success contains. However, there are goals which can be seen as either completed or not. These smaller goals are the subsets of the greater success.

What can we do to increase our chances of succeeding? A good question to consider at any time.

I studied the wisdom of John “The Wizard of Westwood” Wooden and actually his coach Piggy Lambert has kind of answer to this question. Piggy Lambert said that the team that will make most mistakes, will most likely win.

I think the same goes to success: the one who makes most mistakes will most likely win. And the one who tries and fails most, will most likely succeed. Success never comes to those who do not try, however it will eventually come to those who try, fail and learn.

Failing and adversity at best makes us stronger and this can provide interesting opportunities later on.

You will most likely succeed if you keep trying your best, failing a lot and learning from the mistakes.

How Do You React?



Observe yourself how do you react to the unpleasant or surprising events. Then ask yourself, does this further what I want to see in life?

I find a lot of learning and relief in this exercise. Many things in life are achieved by consistent conscious action. Not everything, but many things. And to make consistent conscious decisions, we need to know what we need to do in order to get there.

Those people who have capacity (i.e. physical, emotional, social) can react to almost any stressful situation with ease, because they have capacity to handle the situation. When you have capacity, you can react to the situation with curiosity, learning and laughter rather than to treat is a threat.

How could one develop such mature response then? By building the capacity then at all levels. Physical capacity increase through exercise. Social through social interactions and emotional capacity increase with our ability to consciously recognize and acknowledge the existence of the emotions.

Our responses to the stress vary. That’s why scary things for one, do not necessarily work for others.

Keep observing on how do you react to various happenings, keep a log and get to know yourself. Once you know yourself then you’ll be able to further

Happy Change Making


Why to change? Life needs to change in order to stay relevant, alive.

Let’s take living fossils as an example: they are either very efficient at what they do or their ability to adapt is greater than those of their counterparts. In terms of human life, change means learning to live in new environments both environments and social.

So either we change and live or we stay the same and die. We can also change and die if we make the wrong decisions.

In my vocabulary change is mostly positive: it’s full of exciting possibilities. Change is about doing the things that haven’t been done before. Doing things that haven’t been done before requires figuring out.

On personal level when we want to do a thing we haven’t yet done, we can find out someone who has done it successfully. Or even more simply we can Google.

On collective level when we want to do things we haven’t done yet, we have the same information sources.

On both levels there are also things that haven’t been done yet by anyone. Such as travelling to Mars for example. Even on more grounded level there is so much work to be done for example taking care of our natural ecosystem Earth here and learning to live sustainably.

Growth and change are possible at the same time, we just need to figure out how! It’s mostly about solving difficult problems in co-operation with others. It’s not always easy, but it’s always rewarding to see the end results!

Happy change making!


Imperfecting Life


The longer I’ve lived, the more I’ve realized how important it is to strive for imperfection. What is even more curious, as I strive for imperfection this can be misinterpreted easily by people who do not know me so well.

Yes, I am very interested in personal growth and learning. That doesn’t make me perfectionist, in the pursuit of something more and better. It makes me rather imperfectionist, trying to be a little more accepting of myself and others every day. It is through acceptance of imperfections that we can truly begin to make the journey anywhere. It is through imperfections that anything gets done!

In life there is no such thing as final version.

For what we need to do, we already have everything we need to get started. The result will never be final, yet we can do our best by doing our part in this project of life, then pass on the baton, light the fire of others and move on.

Living the life of imperfection is extremely satisfying.

Have a great day!


Resistance is a Growth Opportunity



Resistance might mean resistance to change. However, the more we feel resistance the more potential we have to grow. It does not have to be in a leap, although it could be.

It’s only through resistance and challenge that we can grow from. If there is no resistance present, then we are not in position to learn much either. Too much comfort stunts the growth.

Therefore when we notice resistance to do something, we know we have a lot of potential for growth in that area. Most of the growth in the area can come from simple acknowledgement and opening up to possibilities.

With resistance comes often denial: we start to decline opportunities. What if we would say yes instead, what’s the worst thing that can come from learning and trying something new? You are likely to learn something.

Resistance is a kind of invitation to explore and grow. Instead of locking up with resistance, be mindful and acknowledging: see it as an opportunity to grow now or in near future 🙂

Do What Makes You Better


Living things go upstream, while dead things flow with the stream.

What makes life fun is the learning and progress. Sometimes these take time and frustration takes over first. Learning happens often in breakthroughs and come with emotional cost.

I’ve felt this frustration lately and I haven’t been able to pinpoint it. I’ve reached saturation point in my interest to absorb new ideas and at the same time to refresh myself with the old ones. This is feeling and just my experience. Probably this is not even true: I probably could get interested about yet many things and I still learn a lot.

Yet at this point I’ve accepted the feeling that every now and then I do not have interest for such things. Instead of finding something new or getting excited about the old I’ve been meditating a lot lately and I’ve tried to pinpoint the thing that I need or should focus on at the moment. Yet I’ve not found the thing, however I’ve had some breakthrough thoughts.

Such as the title: Finding the stuff to do what makes my life better.

Yesterday I was pondering what would my life look like if I were the hero of my life.

What would you be if you could be the best you?

Identity is the greatest leverage and we should think therefore carefully who we are and what kind of things we want to further during our lives.

What Does It Mean When You Not Ask Questions?


Lack of questions signals that there is no interest. When I understood this a few days ago I felt shocked as indeed it’s in many cases easier not to ask anything than it is to ask. Sometimes I’ve also passed asking questions even though I’ve been curious about something, however I still haven’t bothered to open up my mouth.

Often the questions are more valuable than the actual answers.

Questions show that we are thinking.

Questions show that we care.

Questions are essential for learning.

Questions connect people.

When you do not ask questions you are not moving towards people, you are drifting apart.

Asking questions means building understanding, building happiness, building love and all that good stuff.